Terms of use Ratestop
Last Updated: 7/1/2025
Welcome to RateStop. These Terms of Use (“Terms”) govern your access to and use of the RateStop website, including all pages, calculators, tools, content, applications, and services made available through our platform (collectively, the “Website”).
By accessing or using this Website, you agree to comply with these Terms. If you do not agree with these Terms, please discontinue use of the Website.
About RateStop
RateStop provides educational mortgage resources, mortgage calculators, rate information, loan comparison tools, and connections to licensed mortgage professionals and lending partners.
Information provided on this Website is intended for general informational purposes only and should not be considered financial, legal, tax, or investment advice.
Eligibility
By using this Website, you represent that:
- You are at least 18 years of age.
- You have the legal authority to enter into binding agreements.
- Any information you submit is accurate and complete.
Use of the Website
You agree to use this Website only for lawful purposes.
You agree not to:
- Use the Website for fraudulent or unlawful activities.
- Attempt to gain unauthorized access to any part of the Website or its systems.
- Upload viruses, malware, or harmful code.
- Interfere with the operation or security of the Website.
- Copy, reproduce, or redistribute Website content without written permission.
RateStop reserves the right to suspend or terminate access for users who violate these Terms.
Mortgage Information
Mortgage rates, loan programs, eligibility requirements, and financing options displayed on this Website are for informational purposes only.
Actual rates, fees, loan approval, and program availability depend on factors including:
- Credit profile
- Income
- Property type
- Loan amount
- Down payment
- Market conditions
- Lender guidelines
Displayed information does not constitute a commitment to lend.
No Financial or Legal Advice
Content available through the Website should not be interpreted as financial, legal, accounting, or tax advice.
You should consult qualified professionals regarding your individual circumstances before making financial decisions.
Third-Party Services
RateStop may provide access to third-party lenders, service providers, calculators, websites, or other resources.
We are not responsible for:
- Third-party products or services
- Website availability
- Privacy practices
- Content accuracy
- Lending decisions
Your interactions with third parties are governed by their own terms and privacy policies.
Intellectual Property
All Website content—including text, graphics, branding, logos, icons, calculators, page layouts, and original materials—is owned by or licensed to RateStop and is protected by applicable intellectual property laws.
You may not reproduce, distribute, modify, or commercially use Website content without prior written permission.
User Submissions
Information you submit through forms, mortgage inquiries, calculators, or other Website features may be used to respond to your requests and provide requested services.
By submitting information, you confirm that it is accurate and that you have the legal authority to provide it.
Privacy
Your use of the Website is also governed by our Privacy Policy, which explains how personal information is collected, used, stored, and protected.
Disclaimer of Warranties
The Website and its content are provided “as is” and “as available.”
RateStop makes no warranties regarding:
- Website availability
- Accuracy of information
- Completeness of content
- Continuous operation
- Error-free performance
To the fullest extent permitted by law, all warranties, express or implied, are disclaimed.
Limitation of Liability
To the maximum extent permitted by applicable law, RateStop shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of the Website.
This includes, but is not limited to:
- Loss of profits
- Loss of data
- Business interruption
- Financial losses resulting from reliance on Website information
Indemnification
You agree to defend, indemnify, and hold harmless RateStop, its affiliates, employees, officers, directors, partners, and service providers from claims, liabilities, damages, losses, and expenses arising from:
- Your use of the Website
- Violation of these Terms
- Violation of applicable laws
- Misuse of Website content
Changes to These Terms
RateStop may update these Terms from time to time.
Changes become effective upon posting to this Website. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.
Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of the state in which RateStop conducts business, without regard to conflict of law principles.
Contact Us
RateStop: Phone: (888) 818-1088 Email: rod@ratestop.com