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Today’s Mortgage Rates

Compare current mortgage options and get a rate estimate tailored to your financial goals.

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Monthly payment examples below are based on a $350,000 loan amount and a $1,100,000 loan amount for jumbo mortgages. Estimates exclude property taxes, homeowners insurance, mortgage insurance, HOA fees, and other costs. Your total monthly payment may be higher.

30-year fixed ➜

Rate
6.375%
APR ? Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.
6.651%
Monthly payment
$2,184
Points ? A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.
1.875
($6,563)
Get my estimate →
View 30-year fixed details

30-year FHA ➜

Rate
6.375%
APR ? Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.
6.651%
Monthly payment
$2,184
Points ? A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.
1.875
($6,563)
Get my estimate →
View FHA loan details

15-year fixed ➜

Rate
6.375%
APR ? Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.
6.651%
Monthly payment
$2,184
Points ? A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.
1.875
($6,563)
Get my estimate →
View 15-year fixed details

20-year fixed ➜

Rate
6.375%
APR ? Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.
6.651%
Monthly payment
$2,184
Points ? A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.
1.875
($6,563)
Get my estimate →
View 20-year fixed details

30-year VA ➜

Rate
6.375%
APR ? Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.
6.651%
Monthly payment
$2,184
Points ? A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.
1.875
($6,563)
Get my estimate →
View VA loan details

30-year jumbo fixed ➜

Rate
6.375%
APR ? Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.
6.651%
Monthly payment
$2,184
Points ? A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.
1.875
($6,563)
Get my estimate →
View jumbo loan details

Monthly payment examples below are based on a $350,000 loan amount and a $1,100,000 loan amount for jumbo mortgages. Estimates exclude property taxes, homeowners insurance, mortgage insurance, HOA fees, and other costs. Your total monthly payment may be higher.

30-year fixed ➜

Rate
6.375%
APR ? Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.
6.651%
Monthly payment
$2,184
Points ? A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.
1.875
($6,563)
Get my estimate →
View 30-year fixed details

30-year FHA ➜

Rate
6.375%
APR ? Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.
6.651%
Monthly payment
$2,184
Points ? A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.
1.875
($6,563)
Get my estimate →
View FHA loan details

15-year fixed ➜

Rate
6.375%
APR ? Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.
6.651%
Monthly payment
$2,184
Points ? A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.
1.875
($6,563)
Get my estimate →
View 15-year fixed details

20-year fixed ➜

Rate
6.375%
APR ? Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.
6.651%
Monthly payment
$2,184
Points ? A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.
1.875
($6,563)
Get my estimate →
View 20-year fixed details

30-year VA ➜

Rate
6.375%
APR ? Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.
6.651%
Monthly payment
$2,184
Points ? A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.
1.875
($6,563)
Get my estimate →
View VA loan details

30-year jumbo fixed ➜

Rate
6.375%
APR ? Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.
6.651%
Monthly payment
$2,184
Points ? A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.
1.875
($6,563)
Get my estimate →
View jumbo loan details
Rates shown are current as of [time] on [date] and are subject to change.
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When we finally found the right house you … moved heaven and earth for me.
Jeanie F.
When we finally found the right house you … moved heaven and earth for me.
Jeanie F.
When we finally found the right house you … moved heaven and earth for me.
Jeanie F.

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Mortgage Rate FAQs

Have another question? A RateStop loan expert can help you understand your rate, payment, and available options.

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Your interest rate is the percentage charged for borrowing the money. APR provides a broader view of the loan’s cost by including the interest rate and certain fees and charges. Reviewing both can help you compare mortgage offers more effectively.

Your rate may be influenced by market conditions, credit profile, loan amount, down payment or equity, property type, occupancy, loan program, and loan term. The final rate is based on your complete application and the available options when you choose to lock it.

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