Creative Financing

Ready to buy a new home but still need to sell your current one? Rocket Mortgage® can help.

What are the perks of Creative Financing?

Creative Financing lets you use the equity of your current home before it’s sold to cover the down payment and closing costs on your new home

People over profit

We take the time to understand our clients and find the best ways to meet their needs.

Open doors and open minds

We love feedback, and we value input from the diverse voices of our community.

Every second counts

Time is the most valuable commodity. We make sure our clients get what they need, when they need it.

How does it work?

Also called a swing loan or a gap loan, a bridge loan is designed to help ease the transition between homes

Prepare to sell your home

There are a few ways you can qualify, but typically you’ll need to list your current home for sale

Apply for a creative financing

Get qualified with Rocket Mortgage for a 6-month loan up to $500,000 based on how much home equity you have

Buy your new home with us

Use your bridge loan to cover the down payment and closing costs when you buy a new home with Rocket Mortgage

Pay only interest each month

Make interest-only payments, then pay off the principal by the end of the loan with the money you get from selling your home

Frequently asked questions

We know you have questions, and we’re here to answer them

A bridge loan is designed specifically for homeowners who are in the process of buying a home and selling a home at the same time.

A Home Equity Loan is a long-term option meant for homeowners who are planning to stay in their current home. It's most often used for things like debt consolidation or home improvements.

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Learn more about No Ratio Loan

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Curious? Let’s chat

Every question you have is important, that’s why we’ll answer them 24/7

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When it works best for you

Call us

(888) 452-8179

Get the time you need with a creative financing

We’re listening and welcome your thoughts.