Today’s Mortgage Rates
Compare current mortgage options and get a rate estimate tailored to your financial goals.
- Personalized estimates
- Current rate information
- Clear loan details
- Takes just a few minutes
Monthly payment examples below are based on a $350,000 loan amount and a $1,100,000 loan amount for jumbo mortgages. Estimates exclude property taxes, homeowners insurance, mortgage insurance, HOA fees, and other costs. Your total monthly payment may be higher.
30-year fixed ➜
30-year FHA ➜
15-year fixed ➜
20-year fixed ➜
30-year VA ➜
30-year jumbo fixed ➜
Monthly payment examples below are based on a $350,000 loan amount and a $1,100,000 loan amount for jumbo mortgages. Estimates exclude property taxes, homeowners insurance, mortgage insurance, HOA fees, and other costs. Your total monthly payment may be higher.
30-year fixed ➜
30-year FHA ➜
15-year fixed ➜
20-year fixed ➜
30-year VA ➜
30-year jumbo fixed ➜
See how your rate affects your monthly payment
Your mortgage rate is personal
The mortgage rate available to you depends on more than current market conditions. Your loan amount, loan type, credit profile, down payment, property details, and financial situation can all influence your options.
Tell us a little about your plans, and RateStop will help you explore mortgage options that align with your goals.
Clear information. Personal support.
Learn about mortgage rates
Sit in quos incidunt. Odio eius aliquid id quaerat ea optio debitis voluptates. Totam praesentium …
Numquam est sint ullam numquam placeat exercitationem autem. Voluptate aut vero voluptatem distinctio. Voluptates ut …
Eius voluptate maiores cupiditate eligendi. Id quod deserunt qui. Eligendi aliquid laudantium repellat et dolor …
Mortgage Rate FAQs
Have another question? A RateStop loan expert can help you understand your rate, payment, and available options.
Your interest rate is the percentage charged for borrowing the money. APR provides a broader view of the loan’s cost by including the interest rate and certain fees and charges. Reviewing both can help you compare mortgage offers more effectively.
Your rate may be influenced by market conditions, credit profile, loan amount, down payment or equity, property type, occupancy, loan program, and loan term. The final rate is based on your complete application and the available options when you choose to lock it.
Mortgage rates can move as financial markets and broader economic conditions change. The rate available to you may also change when your loan details or application information change.
Provide information about your property, loan amount, financial profile, and home-buying or refinancing goals. RateStop can then help you review options that are more relevant to your situation.
Viewing general rate information does not require a credit inquiry. A personalized estimate or application may involve a soft or hard credit inquiry, depending on the process. RateStop should inform you before accessing your credit report. A mortgage application or preapproval commonly involves a hard inquiry that can affect your credit score.
Mortgage points are upfront charges paid at closing in exchange for a lower interest rate. One point generally equals 1% of the loan amount, but the amount a point reduces the rate can vary.
A rate lock generally protects an agreed-upon interest rate for a specified period while your loan is being processed. The rate may still change if important application details change or the loan does not close before the lock expires.
A fixed-rate mortgage keeps the interest rate unchanged for the loan term, creating more predictable principal-and-interest payments. Whether it fits your needs depends on your budget, goals, and how long you expect to keep the mortgage.
Unless specifically stated, the payment shown should be treated as an estimate of monthly principal and interest. Property taxes, insurance, mortgage insurance, HOA fees, and other housing expenses may increase the total monthly payment.